Simple and Easy Ways to Improve Your Office Working Environment


Improving your office working environment can lead to increased productivity, enhanced job satisfaction, and a healthier work-life balance. Here are some effective ways to enhance your office environment:


1. Enhance Lighting and Ventilation

 Natural Light: Natural light can boost mood and energy levels. Try to situate desks near windows or areas with abundant natural light.

 Task Lighting: Provide desk lamps or adjustable lighting to reduce strain.

 Ventilation: Good airflow is essential. If possible, use air purifiers and ensure the space is well-ventilated.


2. Ergonomic Furniture and Layout

 Ergonomic Chairs and Desks: Invest in ergonomic chairs and adjustable desks to prevent strain and fatigue.

 Personal Space: Arrange desks to allow some degree of personal space, reducing noise and visual distractions.

 Standing Desks: Alternating between sitting and standing can reduce physical strain and improve posture.

3. Incorporate Biophilic Design

 Plants: Bringing in plants can improve air quality and create a calming atmosphere.

Consider easy-to-care-for plants like snake plants or succulents.

 Natural Materials: Use furniture or accents with wood, stone, or natural textures to create a relaxing, nature-inspired setting.


4. Encourage Personalized Workspaces

 Allow employees to add personal items (like photos or small décor) to their workspace, fostering a sense of belonging and comfort.


5. Create Collaborative and Quiet Spaces

 Meeting Rooms and Breakout Areas: Designate spaces for collaboration and brainstorming. This keeps the main work area quieter and promotes focused work.

 Quiet Zones: Set up soundproofed rooms or quiet areas for tasks that require

concentration.


6. Improve Technology and Connectivity

 Fast Internet and Updated Equipment: Having reliable technology reduces frustration and allows for a more efficient workflow.

 Meeting and Conference Tools: Ensure that conference rooms are equipped with video conferencing and screen-sharing tools for seamless collaboration.


7. Promote Healthy Habits and Wellness Programs

 Breaks and Movement: Encourage regular breaks and physical movement to reduce stress.

 Healthier Snacks: Offer healthy snack options in the kitchen or break room to support better nutrition.

 Onsite Fitness or Wellness Programs: Providing access to wellness programs like yoga sessions or gym facilities can enhance mental and physical well-being.

8. Encourage Open Communication

 Feedback Channels: Regularly collect employee feedback to understand their needs and concerns, and implement changes when possible.

 Positive Team Culture: Foster a culture where team members feel comfortable expressing themselves and sharing ideas.


9. Use Soothing Colors and Decor

 Color Psychology: Choose colors like green or blue, which are known to promote calmness and focus.

 Minimalist Décor: Keep the space uncluttered and visually appealing with clean lines and simple decor.


10. Celebrate Achievements and Show Appreciation

 Recognizing achievements and expressing gratitude can boost morale. Celebrate milestones and small wins to foster a positive, motivated environment.

A thoughtful combination of these strategies can lead to a more enjoyable, supportive, and efficient office environment.



BY: Pankaj Bansal , Founder at NewsPatrolling.com


Roundtable on Education for Gender Equity for creating a Universe with gender equity

Sandeep Hooda, Dr. Mahesh Prasad, Rita Singh, Rukmini Banerji
 Sandeep Hooda, Dr. Mahesh Prasad, Rita Singh, Rukmini Banerji

With the objective of creating an Equiverse- a Universe where gender equity is the norm, TalentNomics India and KAS SOPAS, convene key stakeholders to discuss the transformative role education can play to build Gender Equity in South Asia with its discussion centered on "Education for Gender Equity" at the India Habitat Centre, New Delhi, on Thursday, November 7th. The day-long event brought together a diverse group of stakeholders from the education, gender, and policy sectors, focusing on identifying key changes needed in our education system to promote gender equitable mindset and skill set in students in South Asia. 

The event focused on creating a more inclusive education ecosystem at all levels, from primary schools to higher education. Discussions acknowledged the progress made in mitigating gender bias in the education institutions, but also discussed the current practices that still exist leading to persistence of gender stereotypes in the thinking of both boys and girls.  The experts recommended key actions that can be taken by the educational institutions, the government, school leaders and the industry, both independently and in collaboration with each other to drive this change. 

Opening the event, Ipsita Kathuria, Founder and CEO of TalentNomics India, set the tone with her inspiring remarks, highlighting the urgency for this change and calling for a collective effort to transform the educational landscape. Paul Linnarz, Head of KAS Country Office in Japan, also welcomed the participants and further highlighting the importance of global collaboration in addressing gender disparity in education. Their leadership and vision framed the  dynamic series of sessions throughout the day. 

Ratna Viswanathan, CEO of Reach to Teach India in her keynote speech, iterated the importance of education for South Asia to leverage its demographic dividend. She stressed on the vital role education plays in addressing the inequities in homes, at workplaces and societies. She emphasised the fact we should just not focus on universal education and equity in enrolment but also on enhancing learning outcomes and quality of education. Another critical area that needs to be addressed is the “hidden gender inequities” in the educational content via textbooks and curriculum. She mentioned that “education is a supply chain” and we need to address all components of the system by simultaneously addressing various barriers.  

The first panel discussion was on Promoting Equity in Primary Education, moderated by Sandeep Hooda, Co-Founder of Vega Schools, presented powerful insights. Dr. Rukmini Banerji, CEO of Pratham Education Foundation, presented findings from the ASER annual survey, suggesting that while learning outcomes between boys and girls are fairly balanced at school levels, access to learning resources, technology and attendance remains a crucial metric of gender inequity. Rita Singh, CEO of ARISE, Bihar Chapter, gave examples of many schemes introduced to encourage girls to access and advance in school education. She also shared firsthand stories of the challenges faced by school principals and stressed the importance of continuous training to overcome these barriers. Dr. Mahesh Prasad, Principal of Step by Step School in Noida, spoke about embedding equity through sports and curriculum reform, along with leveraging the potential of AI in addressing educational gaps. 

Another major highlight of the day was keynote by Dr. Avantika Tomar, Partner at EY-Parthenon and Guest Faculty at IIM Calcutta. She shared personal anecdotes to highlight gender inequities in sports, engineering colleges, and consulting firms. She presented compelling data on literacy rates and female labor force participation, noting that while India surpasses global averages in gender equity in enrolment, a significant gender gap persists in the workforce, suggesting that young girls are set up for success but face systemic barriers as they progress. Using data, Dr. Tomar illustrated the “leaky pipeline” from education to workforce: while female net enrolments in secondary education stands at 61%, only 25% of STEM students in higher education are women, and just 10-14% reach C-suite positions in STEM fields. She emphasized the urgent need for an enabling ecosystem—one that includes supportive family structures, societal encouragement, and gender-sensitive policies in schools and colleges—to sustain and uplift women’s journeys from education into impactful careers.  

The second panel discussion of the day - Promoting Equity in Higher Education & STEM, moderated by Dr. Rajat Kathuria, Professor of Economics and Dean, School of Humanities & Social Sciences at Shiv Nadar University. This session brought forward a comprehensive discussion on increasing women’s participation in higher education and STEM fields. Among the distinguished panellists were Dr. Rubana Huq, Vice-Chancellor of the Asian University for Women, Bangladesh, who shared the impactful work being done by her institution to support underserved women, including those from Afghanistan, the Rohingya refugee community, and marginalized workers in the garment industry, to help them participate in the workforce in a meaningful way and drive social change. Amanat Boparai, Senior Policy Enforcement Manager at Google, spoke about initiatives such as “Girls Who Code” and scholarships for women in STEM that are breaking down barriers in the field. Yet barriers persist for women to join STEM fields especially in the traditional engineering and futurist technology areas. Srikant Sastri, Chairman of the GDPDC, progress made in women’s participation in education and emphasized the need for measurable frameworks to increase female participation in selected STEM fields. 

As the day's focus shifted to bridging the transition from education to the workforce, the third panel discussion commenced. Moderated by Lata Singh, Partner at IBM Consulting, the discussion explored how stereotypes continue to hinder women’s career progression and how these barriers can be overcome through mentorship, continuous learning, and resilience. 

The panelists included Vasanthi Srinivasan, Professor at IIM Bangalore, Anuradha Das Mathur, Founder and Dean of Vedica Scholars, and Dr. Anushila Chatterjee, Chief Impact Officer at Vigyanshaala International. Vasanthi Srinivasan highlighted that while families are beginning to value educational and job identities, women's career identities still need broader recognition. She spoke about IIM Bangalore's initiatives, such as integrating gender into course curricula and establishing an Office for Diversity and Inclusion to foster a more inclusive environment. Anuradha Das Mathur emphasized the importance of shifting women’s own attitude towards having a career as being non optional as well as their ability to navigate the challenges of world of work.  Dr. Anushila Chatterjee, underscored the importance of learning technology in supporting women’s career choices and skill development. She emphasized the need for women not only to participate in the workforce but also to access leadership roles in high-growth, particularly, emerging fields. 

Dr Khoja, a well known Vastu Consultant & Astrologer in Corporate Circles

Dr Khoja Astrologer and Vastu Consultant

Renowned in the field of Vastu and Naadi Astrologer, Dr Khoja is a pioneer name and is practicing Vastu and Naadi astrology for many years. He is an expert in resolving Vastu & Naadi related problems with his own unique modern solutions. Mr. Khoja is a trusted name amongst many celebrities. With so many skills one more feather has been added to his cap.

The man is known to be tinsel-town's desired astrologer- well-known actors, high-profile politicians and corporate houses. His astrological trajectories and accurate predictions have gathered him A-listed clients in Mumbai and abroad. The powerful astrologer has an unmatched USP to automatically understand and identify a client's problem once he visits his client, without them telling him about it.

Dr Khoja is a well-known name whether it is the film industry, a corporate world, or political circles. Ph.D. in Naadi astrology and expertise in Lal Kitab remedies, Ramal(Persian), Face reading, palm reading, numerology, Loshu Grid, Hebrew(Egypt), Kabala(Spanish), Mr. Khoja’s remedies and the perfect calculation for the solution makes him the subject matter expert.

Apart from doing his PhD in Vaastu, Dr Khoja is a renowned Naadi Astrology expert and has proficiency in Lal Kitab Remedies, Face reading, palm reading, numerology, Ramal (Persian), Lo Shu Grid, Kabala (Spanish), Hebrew (Egypt).

In Bollywood, actors change their name or the spelling of their name. Do you think that this definitely brings them luck?
Minor changes either in their homes or in their name have had a huge impact on their success. I try to set out to help them with the solutions. One of the actors was facing a dull phase in his career. After consulting me, he recently bagged a major role. I follow the sophisticated software to fine-tune my calculations so that I can provide the absolute solution to the problems of all my clients. Once the calculations are fine-tuned then other things fall into place accordingly.

Is it also true that you have successfully provided remedies to housewives and husbands in their marriage life?
Yes. Among my clients are several husbands who have succeeded in getting their wives back. There are also quite a few estranged husbands who are now leading very happy lives now after they consulted me when their marriages were breaking.

Is it true that your clients also include those who reside in Kenya and Dubai?
Yes. It is quite true that among my clients are several business tycoons in Kenya and Dubai.

What do you require from your clients when they seek you for consultation?
For consulting in astrology, the patrika or the kundli is not required. I just need the time, date and the city of birth. Simple minor changes have been advised and yielded major positive results.

Can you please give an example?
One aspiring politician who wanted a party ticket to contest the election came to me. Pronto, I set out to provide consultations and finally he also got the ticket.

I do not suggest any major breakdowns in offices or houses, just simple changes of arrangement of things and certain precautions about daily lifestyle.

The skilled Iconic Bollywood celebrity astrologer explains the importance of Vaastu further to our readers. By citing a basic Vastu-related defect, he says, "Most of us don't realise that bad placement of toilets in our bedroom/inside a house may be the root cause of your problem."

Almost 80% of households suffer from this building defect. Ideally, Toilets should lie in ideal zones- preferably outside the house; however, it's practically impossible in today's urban living. Again, with physical renovations facing restrictions/permissions from owners/laws, the only solution is getting a way out with Vaastu remedies that will create an internal lock so that negative energy is locked out. The remedy will help in limiting the negative energies within that spot itself.

People believe that the material that you prescribe as well as your consultation charges are quite exorbitant!

"Though there are quite a few astrologers who advise their clients to buy expensive rings and stones, I prescribe basic material which is not expensive," said Dr Khoja.

Dr Khoja, Astrologer, Vastu Expert is available for consultations: (+91) 9819 869615  / 7416 161603

Website: www.astrovastuwala.com

Corporate Houses should allocate more of their CSR Funds towards Animal Welfare, says Ashish Rego

Ashish Rego, Somesh Mathur, Tinte Foundation, Animal Shelter,
Ashish Rego, Somesh Mathur and Animal Lovers of  Tinte Foundation

Bollywood's celebrated Background Music Creator Ashish Rego calls out to Indian companies to have a humane view towards animals, particularly on the state of the stray cats, dogs and other domesticated animals and birds in urban cities. 

Speaking at the inauguration of Tinté Foundation's Animal Care Centre in Madh area in Malad West, Mumbai can accommodate around 60 pets at a given time, Ashish Rego calls out to Corporates, "We would like to let the Corporates know that the way to help Humans is through animals. And if you can help animals, you indirectly help the Mankind, being humans. Animals give us the message of 'How to Give'. The Humanity within us is invoked by serving these animals and the amount of love and affection shown by animals towards Humans is just priceless."


CSR Activities in India

According to Company’s Act 2013, it is mandatory for every Indian Company to set aside a percentage of their annual profits for Corporate Social Responsibility - CSR activities.

Annually, over Rs 25,000 crores are set aside by all the listed Companies as CSR funds for activities ranging for upliftment to allocate more of their funds and resources for the Welfare activities such as eradicating hunger, poverty, promoting education, promoting gender equality and empowering women, reducing child mortality and improving maternal health, ensuring environmental sustainability which includes improving the flora and fauna and the state of wild and domestic animals, etc. 

Statistics show that hardly 0.5% of the CSR Funding by the Corporate Houses is allocated towards animal welfare. Even if the Corporates just double that allocation towards animal welfare, though fractionally, but this would definitely make a big impact towards welfare of the stray cats and dogs. 


TINTE FOUNDATION

TINTE is an acronym of THIS IS NOT THE END. This is just the beginning of a new life of strays that are brought here.  

Tinte Foundation is spread across 2,400 square feet area in Madh area of Malad West. Presently they have facilities to provide care and help to 60 strays. With the setting up of this shelter which could be a role model, Ashish aims to create an awareness throughout the country to set up such shelters for furry strays.

Somesh Mathur the noted Bollywood singer pointed out that though the stray cats and animals aren't humans, they have a large heart. Therefore he has decided to support his friend Ashish Rego who has decided to dedicate time and efforts towards the Welfare of Animals. Presently the Foundation is self funded by Ashish Rego and other animal lovers. 

Ashish is supported by Dr Chirag Shah who has returned from the USA, having worked as a Vice President in an International Bank

"We often see many cats and dogs who are left helpless on the streets. I want the new generation to see us work towards the Welfare of Strays and learn from it. I am not doing it for me.... I am doing it for the Gen Next."

"This foundation was established a year ago with setting up a small centre in Amboli, Andheri where we received many cases and hence the need for a larger space which we have now provided for the service to stray, lost, abandoned or surrendered animals – mostly dogs and cats – that can be taken care of," he added.


Ambulance provided by Samasth Mahajan Sanstha
Paresh Shah of Samasth Mahajan Sanstha in the Foundation's Ambulance having Medical and OT facilities for the injured animals

To serve the Animals isn't only our 'Dharma'...  it is our Duty! 

The Bollywood duo Rego and Mathur particularly appreciated the support of philanthropist Paresh Shah who is appointed as a Honorary Animal Officer by the Maharashtra Government, and is a Trustee of Samasth Mahajan Sanstha that aims for the Welfare of Jal, Jungle, Janawar aur Jan (Water, forests, animals and Humankind) across the country. 

The Samasth Mahajan Sanstha provides justice whenever injustice is meted out towards animals, and carry out all efforts towards service to the Animals. The NGO has provided 12 Maharashtra Super Speciality Animal Ambulances that have Operation Theatre and other facilities for animals in Mumbai city and has 2 Veterinary clinics all services are provided Free of Cost around the year (no holidays). 

Dedicated Helpline for Animal Welfare

Samasth Mahajan Sanstha is an NGO that provided a new lease of life to over 58,000 injured or sick strays and animals in the last 2 years in Mumbai and surrounding areas. Paresh Shah is one of the Trustees of this Sanstha (foundation).

If any of the Universal Newsline readers witness any inhuman treatment meted out towards animals, they may call on 

Samasth Mahajan Sanstha's 24 hours Helpline 022 51995399, 022 51995699. 

This service is available across Mumbai (Walkeshwar to Virar, Colaba to Kalyan)

"Whenever any stray cat or dog is injured or if it needs medical attention it is brought to us. We have some pets who were facing inhuman treatment from the neighbourhood inhabitants. We have created a platform to provide medical assistance and support to these innocent furry animals," Paresh Shah informed the media persons adding that immediate medical help or even surgery can be performed in the Animal Ambulance which is provided with a Veterinary Doctor.

Maharashtra Governor applauds exporters for almost 6 percent growth in Exports at the Export Excellence Awards

Shri Ramesh Bais, Hon’ble Governor of Maharashtra presenting an award to an awardee during the event
Shri Ramesh Bais, Hon’ble Governor of Maharashtra presenting an award to an awardee during the event (Pic credit PIB)

Speaking at the Export Excellence Awards at Mumbai organised by Federation of Indian Export Organisations - FIEO (Western Region), Hon’ble Governor of Maharashtra Shri Ramesh Bais appreciated the efforts of Exporters as the FIEO awards entered its 9th successful year while conferring awards to 56 Top Performing Exporters were felicitated during this 8th & 9th Set of Export Excellence Awards, across various categories like Highest Foreign Exchange Earner, Women Entrepreneur, Emerging Exporters, Banks & Financial Institutions and Service Providers.


Mumbai based Kevin Mehta of Kevin India Company who are manufactures and merchants traders of pigments and pigments powders, expressed his excitement on receiving the prestigious award from the Governor, "We are exporting to around 48 countries worldwide, though the Pandemic was a stumbling block, Kevin India has adhered to prompt services and shipments in time that has won the hearts of our clients. We export over 160 products like solvent dyes and basic dyes that are used in textiles, inks, leather and soap industries. We are entering the argo-chemical and pharmaceutical exports too this year."

Kevin Mehta of Kevin India Company
Kevin Mehta of Kevin India Company, recipient of Export Excellence Award by FIEO

Having exported pigments of over 100 crores the last year, Kevin's Company mainly exports to UK, US, Philippines and even to China where they ship Phthalocyanine pigments. They are setting up plants in Ankleshwar and Vapi in Gujarat having a capacity of 150 metric tonnes of green and 150 metric tonnes of blue. 


Amongst the Western Region Awardees of the Federation, it felicitated top performing exporters from the states of Maharashtra, Gujarat, Goa, Madhya Pradesh and Chhattisgarh.


The Exports Excellence Awards for the 8th & 9th Set were conferred by Shri Ramesh Bais, Hon’ble Governor of Maharashtra; Shri Deependra Singh Kushwah, Development Commissioner, Chairman (MAITRI) and Export Commissioner, Govt of Maharashtra; Shri Ashwani Kumar, President, FIEO and Shri Paresh Mehta, Regional Chairman, FIEO (WR) along with Dr Ajay Sahai, Director General & CEO, FIEO.


Addressing the gathering, Shri Ramesh Bais, Hon’ble Governor of Maharashtra stated, "Total exports of Goods and Services in the financial year 2024-25 started with a strong growth of 6.88%, which is estimated to be US$ 64.56 billion in April 2024, as against US$ 60.40 billion in April 2023.” The Hon’ble Governor of Maharashtra, stated, “The state of Maharashtra is one of the largest contributors to India's exports and is continuously increasing its share in world trade through export promotion and trade facilitation initiatives. Maharashtra is the second highest exporting state from India with exports worth Rs 5,56,400.42 crore i.e. 15.37% in the financial year 2023-24.” He further mentioned the need of skill development in the field of Exports and stated the need of Universities and Education Institutes to develop educational programmes in this sector”.


Paresh Mehta, Regional Chairman (WR), FIEO mentioned, “Awards are always a great source of inspiration and motivation for a company irrespective of big or small," while FIEO President Ashwani Kumar stated in an optimistic note, “We have started this financial year on a positive note and it is a remarkable achievement looking into global headwinds flowing from Ukraine & Russia War, further Hamas-Israel conflict, crisis in the Red Sea and related logistics challenges and high interest.”


- Paresh B. Mehta


Photo Credit of Shri Ramesh Bais, Hon’ble Governor of Maharashtra presenting an award to an awardee during the event -  PIB 

Pic credit of Kevin Mehta. Paresh B Mehta

Unfair trade practice of Drip Pricing pinches the consumer's pocket

Unfair trade practice of Drip pricing



Universal Newsline has found out that almost everyone has been a silent victim of this Unfair Trade Practice and shows you what is Drip Pricing? And ways and means to know how to protect yourself.

Just recently a prominent restaurant in Chowpatty area in South Mumbai has been penalized by the Consumer Court for following unfair trade practice of charging  'Service Charges of serving you the meal' which was over and above the mandatory CGST and SGST charges.

Have you ever come across entities that may be deliberately inflating prices to fleece customers. For example, the restaurant menu could mention the price of a delicacy as Rs X. But when you finally pay the bill, you are shocked to learn that apart from the mandatory government taxes, the establishment has charged you Rs X plus extra service charge plus some extra packing charge or some other extra fee that may not be mentioned in the menu card.  


While some forms of drip pricing could be aimed at fleecing customer, there are also cases where it may be unavoidable


Based on consumer feedback, it appears that governments across the globe have woken up to the malpractice of drip pricing. Recently, US President Joe Biden and British Prime Minister Rishi Sunak had talked about taking action against drip pricing. In India, the Department of Consumer Affairs has asked customers to be careful about the practice of drip pricing. Let us take a look at what is drip pricing and how you can protect yourself from being fleeced.

 

What is drip pricing?

In simple words, drip pricing is a technique used by businesses to attract customers via an affordable initial price. Once the customer has committed to the purchase, additional fees and charges are added during the purchasing process. As a result, the consumer ends up paying a lot more than the original price that was advertised. While this may seem like a malpractice, it may not be the case in every situation. For example, some taxes and service charges are imposed by the government. These cannot be avoided by the business entity.

 

However, there are many cases where drip pricing can be used to extract a higher price from customers. Let us take a look at some examples to better understand the applicability of drip pricing.

 

Hotels and restaurant businesses - These entities are often accused of using drip pricing techniques. Customers may be asked to pay additional charges such as parking fees, Wi-Fi access, resort fee and charges for other amenities such as gym, spa, sauna, etc.


 

Airlines - Users may be charged extra amount for food and drinks, choosing the preferred seat, priority boarding, fees for checked baggage, etc.


Food delivery apps - Food prices are listed as quite affordable on food delivery apps. But the final payment amount includes additional charges such as packaging fees, handling charges, etc. The restaurant itself may not charge these amounts if you pick up the food directly from the restaurant.

 

Such charges make a strong case for the malpractice of drip pricing.

 

Online shopping - Here too, users have to pay additional amounts for handling charges, platform fee, etc. Many online e-commerce platforms also accept donations from users, which is added to the final bill.

 

Ticket sales - A wide variety of additional fees and charges are often applied for ticket sales. For example, customers may be asked to pay service fees, convenience charges, processing fees, venue charges, delivery fee, etc.

 

How to protect yourself from drip pricing?

The government is working to create awareness, so that consumers can be protected from such malpractices. The practice of drip pricing has been classified under 'unfair trade practices' as per the Consumer Protection Act, 2019. Guidelines to prevent such practices have been issued by the Central Consumer Protection Authority.

 

Users who come across a case of drip pricing can approach the Consumer Affairs for help and assistance. They can dial 1915 or use the WhatsApp number 8800001915 to contact Consumer Affairs.   

This is a great initiative launched by the government to protect consumers from potential cases of drip pricing. It also serves as a warning to entities that may be deliberately inflating prices to fleece customers.

 

(With inputs from Pankaj Bansal, Founder at NewsPatrolling.com)


Gen Z is looking for immediate gains with long term financial security

Investments for Gen Z

Universal Newsline explores some of the most popular investment platforms in India that are favourites with the Gen Z, each with its own strengths and ideal user profiles: 

  

Investing Made Easy: Smart, Accessible Platforms For Gen Z's to Look out For Investment Gen Z, a generation known for its adaptability and influence, faces a unique financial dilemma. 


A Deloitte survey reveals a concerning trend: 51% of Gen Z individuals worry about living paycheck to paycheck, highlighting a potential lack of financial stability. Intuit's Prosperity Index Study further emphasizes that 3 out of 4 Gen Z's prioritize quality of life experiences over saving for the future. While Gen Z's desire to embrace a fulfilling, self-driven lifestyle is admirable, navigating the balance between immediate enjoyment and long-term financial security is crucial. Could online investment platforms offer a solution that allows this generation to thrive today while building a solid foundation for tomorrow? 


1. Per Annum

Per Annum is tailored for investors seeking both security and diversity. Their focus on institutional-grade investment products with low entry barriers opens up a range of opportunities previously reserved for high-net-worth individuals. Their portfolio includes P2P debt investments, revenue-based financing, bonds, and SIPs – delivering the potential for consistent returns and the flexibility to tailor investments to your risk tolerance. Per Annum's impressive track record, with over 500,000 investors and an AUM of over Rs 2000 crores, makes it a compelling choice for those seeking a well-established platform.

 

2. Angel One

Angel One is a top choice for investors seeking a comprehensive trading and investment platform. With its low-cost brokerage structure, including zero brokerage for the first 30 days and no account maintenance fees in the first year, it's a cost-effective option. Angel One offers a wide range of investment options, including stocks, IPOs, F&O, commodities, mutual funds, and even US stocks. Traders and investors benefit from robust research tools, advisory services, and a user-friendly mobile app. Additionally, Angel One provides offline support through its network of branches and offers access to various trading segments, including commodities and forex.

 

3. Groww

Groww attracts investors with a global mindset. The platform's zero brokerage fees and free account opening for US stock market investments are major draws, allowing young investors to dip their toes into international markets. Their fixed fee per order model can be advantageous for certain trading styles, especially those who may not engage in frequent, high-volume trades. Groww is ideal for beginners and those seeking international diversification to expand their portfolios beyond Indian markets.

 

4. 5paisa

5paisa appeals to cost-conscious traders with its flat fee of Rs. 20 per order across various segments. Investors seeking control and personalization will appreciate features like add-on packs and APIs that enable a customized trading experience. 5paisa empowers active traders with its focus on value, comprehensive market resources, and the ability to build their own trading terminal.

 

5. LenDenClub

LenDenClub delivers a streamlined investment experience designed for ease and risk mitigation. Its completely digital process, zero opening fees, and emphasis on fund diversification make it an attractive option for those new to investing. The platform leverages data analysis to help investors make informed lending decisions, minimizing guesswork. LenDenClub is ideal for those seeking ease of use, minimal barriers to entry, and a commitment to risk mitigation through diversified lending. 

 

(Sponsored Feature. Universal Newsline is not responsible for the claim/s and commitments announced by respective portals. Due Diligence is recommended prior to arriving at your decision.)