Ravi Chikara is the new Chief National General Secretary of Salute Tiranga

At a press conference held at Country Club in Andheri West, Mumbai a reshuffle of top posts in Salute Tiranga was announced by Rakesh Jha, National President, Salute Tiranga. Also present was Ravi Chikara.

To fortify its presence in the state of Maharashtra and other states, Ravi Chikara who was the state president of Maharashtra’s unit, has now been elevated to the post of Chief National General Secretary of Salute Tiranga, and they have appointed Samit Jain as the Maharashtra State President.

“I have been entrusted with the responsibility of Chief National General Secretary and the in-charge of 2 states – Maharashtra, Uttar Pradesh and Madhya Pradesh. Presently Salute Tiranga is spread across 28 states and 400 districts, and now my vision is to reach 700 districts in the next year and emphasize more on our core 5 missions that of Environment, Nationalism, Health, Spirituality and Sports with the aim of creating a Vikshit Bharat,” Ravi Chikara mentioned.

For the Beti Bachao Beti Padhao unit, Renu Chikara has been appointed as the State President of this unit. “I am optimistic that the new team at the top will deliver astounding results for our organization,” announced Rakesh Jha while speaking to media persons.

“We aim to take up several programs on National Scale aggressively in Maharashtra and other states to strengthen the organization in the coming six months. We expect more likeminded Indians to join as we have scheduled mega projects in the coming future in Mumbai and the state. We celebrate 26th December in memory of our great national leader Shri Atal Behari Vajpayee ji, the former Prime Minister of India’s birth anniversary which sees celebrations as the Atal Tiranga Sanman,” added Rakesh Jha.

Each year, our panel selects 25 people and felicitate them in New Delhi for their excellence in their respective fields and they are selected on the basis of their contribution towards the nation. A number of Ministers, MOS and Members of Parliament and several Spiritual leaders as well as other celebrated individuals across the country grace this prestigious event. This year too on the 26th December we have lined up celebrations and felicitations of the true nationalist individuals across the spectrum from all over India.

The internationally acclaimed Swami Chidanand ji Maharat from Prabhat Niketan who has devoted his life for the development of nation and spread of the Sanatan Dharma. Coal Minister (MOS) Satish Dubey, Ajay Tamta, Rajendra Phadke, National convener of BJP’s Beti Bachao Beti Padhao and Manoj Tiwari will be the special guests.

The biggest achievement of Salute Tiranga is that only the last year, the National President of Salute Tiranga performed a Tiranga yatra and hoisted the Tricolour in Jammu and Kashmir despite several threats. The sense of nationalism was created among the school students and the local people, to such an extent that at several places across the 6 districts in J&K which was never done before for several years.

“Another achievement of Salute Tiranga is that it successfully completed the Tree Plantation drive in Uttara Khand districts. The notable part is that not only the plantation drive was conducted, our organization nurtures these plants on day to day basis,” ended Ravi Chikara.

Inflation: What it is and How to control Inflation rates

BY: Pankaj Bansal

Inflation is the sustained increase in the general price level of goods and services in an economy over a period. When inflation rises, each unit of currency buys fewer goods and services, eroding purchasing power. Economists measure inflation through indices like the Consumer Price Index (CPI) and the Producer Price Index (PPI), which track changes in prices over time.

Causes of Inflation

There are several primary causes:

1. Demand-Pull Inflation: This occurs when demand for goods and services exceeds supply, often due to an increase in consumer spending, government expenditures, or investment. It “pulls” prices up as businesses raise prices in response to higher demand.

2. Cost-Push Inflation: This is when production costs increase (e.g., due to rising wages or raw material costs), prompting producers to raise prices to maintain profit margins. Cost-push inflation can result from higher commodity prices, increased labor costs, or supply chain disruptions.

3. Built-In Inflation: Sometimes called “wage-price inflation,” it arises from a feedback loop where rising wages increase production costs, leading businesses to raise prices. Higher prices then lead workers to demand higher wages, creating a cycle of inflation.

4. Monetary Policy: When central banks increase the money supply too quickly, it can lead to inflation. With more money circulating, demand can outstrip supply, pushing prices higher.

Effects of Inflation

 Reduced Purchasing Power: People can buy fewer goods and services with the same amount of money.

 Uncertainty in Business Investment: High inflation can create uncertainty, causing businesses to delay or reduce investments.

 Income Redistribution: Fixed-income earners and those without investments may find their purchasing power eroding, while borrowers benefit as debts are repaid with devalued currency.

 Interest Rate Adjustments: Central banks often raise interest rates to combat high inflation, which can affect borrowing and economic growth.

How to Control Inflation Rates

Controlling inflation involves managing demand and supply factors, which is typically overseen by central banks and government policies. Here are common methods:

1. Monetary Policy Adjustments:

o Interest Rates: Central banks, like the Federal Reserve or the European Central Bank, adjust interest rates to control inflation. Higher interest rates make borrowing more expensive, reducing spending and cooling demand.

o Open Market Operations: Central banks can buy or sell government bonds to regulate the money supply. Selling bonds reduces the money supply, potentially slowing inflation.

o Reserve Requirements: By adjusting the amount of funds that banks must hold in reserve, central banks can influence how much money is available for lending.

2. Fiscal Policy:

o Reducing Government Spending: Governments can cut spending to reduce demand in the economy, which may help cool inflation.

o Tax Adjustments: Raising taxes can reduce disposable income, which can lead to a decrease in demand and, in turn, inflation.

3. Supply-Side Policies: Improving productivity and reducing production costs can help control inflation from the supply side. Investments in technology, deregulation, and subsidies for production can make it easier for businesses to supply goods at stable prices.

4. Wage and Price Controls: While controversial and less common in modern economies, governments sometimes impose controls on wages and prices to prevent rapid inflation.

However, these measures are often temporary, as they can lead to shortages and other economic distortions.

5. Exchange Rate Management: Some countries control inflation by managing their currency value. A stronger currency can make imports cheaper, which can reduce inflation, though it can also make exports less competitive. 

Challenges in Controlling Inflation   

Controlling inflation is often a balancing act. Raising interest rates or cutting government spending can control inflation, but it may also slow economic growth or lead to unemployment. Central banks and governments need to assess economic conditions carefully, as measures to curb inflation can sometimes have unintended side effects, like recession.

Pankaj Bansal is the founder of NewsPatrolling

Adopting eco-friendly building practices, reducing carbon footprints, energy-efficient designs in Real Estate Sector

With dynamics changing by the day, the real estate sector is bracing itself to steer through storms and we shall discuss how leaders tackle today's uncertain world. 

The real estate sector has always been unpredictable. From fluctuating interest rates to shifting buyer preferences, regulatory uncertainties, and the rising importance of sustainability, the sector is in constant flux. Hence, leaders in the sector are adapting to these evolving dynamics and trends.

Agility and innovation have become absolutely necessary tools for real estate leaders in this competitive market. The pandemic, notably, reshaped the sector trends overnight, with buyers prioritizing larger homes with flexible spaces for work and leisure. Meanwhile, sustainability and wellness are emerging as key factors influencing purchasing decisions. Further, factors like macroeconomic and geopolitical forces are reshaping the sector in profound ways. Persistent inflation and rising interest rates have increased borrowing costs, making both residential and commercial property purchases more expensive. This environment challenges affordability and slows demand, pushing real estate leaders to rethink pricing strategies and explore creative ways to maintain customer interest.

Besides, the real estate sector is increasingly shifting towards sustainability, with leaders adopting eco-friendly building practices and energy-efficient designs. This shift reflects a growing awareness of the environmental impact, regulatory pressures, and demand from consumers and investors for more sustainable and responsible developments. To meet these demands, leaders are integrating green practices throughout the building lifecycle. Many new projects emphasize energy efficiency through smart systems, solar panels, and high-performance insulation to reduce carbon emissions and operational costs.

Additionally, there is a heightened focus on creating community-centered environments where residents can connect and engage with one another. The real estate sector now includes shared spaces like gardens, fitness centers, and communal lounges, fostering a sense of belonging. These spaces are carefully crafted to promote physical and mental well-being, providing residents access to healthy living options, such as outdoor activity areas, meditation zones, and eco-friendly designs.

Rajjath Goel, Managing Director, MRG Group says, “Real estate today demands that we look beyond conventional wisdom. As developers, we embrace innovation while staying grounded in our core values. At MRG Group, we’ve invested in green technologies that not only reduce carbon footprints but provide long-term cost benefits. Sustainability is at the heart of everything we do, ensuring that our developments contribute positively to the future."

Harinder Singh Hora, Founder Chairman, Reach Group, says, “Amid the evolving consumer needs, adapting to change has become a necessity. At Reach, we believe in more than just functionality and offer a truly enriching experience for our customers. Our project’s design processes go beyond aesthetics and extend to a deep understanding of human behaviour. We develop spaces and offices that serve as invigorating grounds of collaboration and destinations that inspire a feel-good factor.”

Uddhav Poddar, Chairman and Managing Director of Bhumika Group shares, “In today’s ever-evolving work-life landscape, it’s essential for leaders to adopt resilient strategies that drive sustainable growth. By focusing on high-demand property types, we can help stabilize returns, especially in markets with consistently strong demand.

“At Bhumika Realty, our portfolio encompasses a wide range of thoughtfully designed residential, commercial, and mixed-use projects, all celebrated for their purpose-driven architecture and sustainable practices. Our unwavering commitment to quality, transparency, and customer satisfaction remains at the heart of everything we do. We are devoted to creating vibrant spaces that elevate the lives of their inhabitants, fostering not only functional, but truly meaningful living environments.”

Roshy Chhillar, Director, Landmark Group says, “Diversity in leadership plays an important role in innovation and relevance in real estate offerings. Female leaders in real estate bring invaluable perspectives that help shape more inclusive, community-focused housing solutions. Their leadership often emphasizes empathy, attention to detail, and a keen awareness of diverse lifestyle needs, all of which enhance decision-making and drive meaningful change within the industry. At Landmark, we believe in creating environments that support life, work, and well-being where people can thrive.”f

Looking ahead, through adaptive strategies, leaders are meeting the evolving needs of modern buyers. The drive towards eco-friendly, resilient, and inclusive developments reflects a commitment to both market relevance and responsible growth. As these leaders steer through economic, social, and environmental challenges, they’re not only shaping the real estate landscape but also contributing to a more sustainable and inclusive future.

Actress Raima Sen Embarks on a Blissful Adventure Holiday in Dehradun and Kalesar

Renowned actress Raima Sen recently treated herself to a well-deserved getaway, exploring the breathtaking landscapes of Dehradun and Kalesar. Known for her stellar performances and versatile roles, Raima took a break from her busy schedule to reconnect with nature and embrace the serenity of the mountains. Her vacation photos have left fans mesmerized, showcasing her enjoying every moment of her adventurous escape.

During her trip, Raima indulged in sunrise treks, immersing herself in the beauty of the natural surroundings. One of her most captivating pictures shows her playfully “holding” the sun, an image that captures her cheerful spirit and love for scenic views. Her radiant smile and relaxed demeanor reveal just how much she cherished the peaceful atmosphere of these picturesque locations. Another photo highlights Raima in an open jeep, exuding confidence and joy as she explores the lush terrain of Kalesar.

Her Dehradun and Kalesar holiday reflects her adventurous side and passion for the outdoors. The actress, who is often seen in the hustle and bustle of film sets, took this time to relax, unwind, and immerse herself in the natural beauty of India’s hidden gems. This break has not only rejuvenated her but also given fans a glimpse of her off-screen persona—one that loves nature, adventure, and the simple joys of life.

With her social media posts capturing this enchanting journey, Raima Sen continues to inspire fans to embrace travel, adventure, and self-care. Her Dehradun and Kalesar retreat exemplifies the perfect balance between adventure and tranquility, making her holiday an unforgettable experience.

   

Stocks surpass Mutual Funds as the preferred investment option among Gen Z by 39%

Nearly 4 in 5 individuals save money to invest for future financial security

November 11, 2024, Mumbai, India: In a recently released report Fin One: Young Indians’ Saving Habits Outlook 2024, shedding light on the evolving financial behaviors of Millennials and Gen Z across India, released by Fin One, a digital-first initiative by Angel One Limited. The data for the report was compiled by leading research firm, Nielsen. The report reveals that 93% of young adults are consistent savers, with majority saving 20-30% of their monthly income. Additionally, stocks have emerged as the preferred investment choice, with 45% of respondents favoring them over more traditional options such as fixed deposits or gold.

The report draws data from 1600+ young Indians in more than 13 Indian cities, benchmarking four key areas: saving behavior, investment preferences, financial literacy and the use of technology and financial tools. This first report on saving habits from Fin One also highlights significant regional variations in saving practices.

The report further emphasizes the role of digital platforms and technology, noting that 68% of respondents regularly use automated savings tools, underscoring the growing impact of fintech on the financial habits of India's younger generation.

Key insights from the report include:

Consistent Savings Practices:

A remarkable 93% of respondents identify as consistent savers, with the majority setting aside 20-30% of their monthly income for future financial goals. This reflects a growing culture of financial discipline, especially in the 22-25 age group, as young adults start their financial journey.

Investment Preferences:

58% of young Indian investors currently invest in stocks, while 39% favor mutual funds. Safer options like fixed deposits (22%) and recurring deposits (26%) see relatively lower adoption. This indicates a balanced approach between high returns and stable savings among the youth.

72% of 18-21-year-olds prefer stocks over other options like Fixed Deposits, Mutual Funds and Gold.

With 62%, YouTube is a primary source of education for savings and financial planning among those surveyed. Family and friends remain the secondary source of financial education for 52% of youth, surpassing popular finance influencers.

Barriers to Savings:

Despite disciplined saving habits, 85% of young Indians cite the high cost of living—particularly food, utilities and transportation—as the most significant barrier to saving. This indicates rising living costs are a critical challenge for India’s youth.

 

Technology:

68% of respondents use automated savings features and mobile apps to manage their finances.

Financial Literacy:

71% of respondents consider themselves proficient in financial literacy.

 

“As India’s youth increasingly turn to the internet for financial guidance, we are witnessing a growing appetite for financial awareness and education among Millennials and Gen Z. YouTube has become central to this shift, with over 62% of young investors relying on it as a primary source of financial learning. In today’s digital age, with rising cyber threats and evolving financial landscapes, it is more important than ever for young adults to build a strong foundation in financial literacy. Saving and investing are not only essential life skills but also key opportunities for long-term wealth creation. At Fin One, we are committed to empowering India’s younger generation with the knowledge and tools they need to make informed financial decisions and secure their financial future.” added Paarth Dhar, Vice President, Angel One.

This survey reaffirms the growing importance of financial literacy, disciplined saving and the use of technology among India’s young population. Angel One remains committed to driving financial empowerment in India through its innovative solutions and educational initiatives.

Fin One, an initiative by Angel One, focuses on enhancing financial awareness in India, especially among youth and rural communities. It delivers educational content in regional languages and promotes responsible financial practices. Fin One aims to foster financial inclusion and awareness across the nation. This initiative is not just about imparting knowledge; it's about shaping a financially savvy generation poised to navigate the complexities of the modern financial world with confidence.

Angel One Limited, (NSE: ANGELONE, BSE: 543235) is the largest listed retail stock broking house in India, in terms of active clients on NSE. Angel One is a technology-led financial services company, providing broking and advisory services, margin funding and distribution of third-party financial products to its clients. The broking and allied services are offered through online and digital platforms to clients acquired directly and through assisted business.

A Customizable Eyewear Collection for Kids, Designed for Comfort and Myopia Control

Lenskart introduces Hooper Creatr, a new collection that allows kids to express their creativity and style through fully customizable eyewear. Designed specifically for young adventurers, Hooper Creatr transforms wearing glasses into a fun and personalized experience, turning eyewear from a necessity into a canvas for self-expression.

Hooper Creatr offers fully customizable frames, allowing kids the freedom to choose every detail—from adjustable temple tips to changeable nose pads and unbreakable Flexi hinges—ensuring both comfort and durability for active children. The soft, cushioned nose pads provide a snug, mark-free fit for all-day wear, making the frames both practical and fun.

What makes the collection truly unique is its thoughtful design, which goes beyond aesthetics to support vision health. As myopia in children becomes an increasing concern, these frames are specifically designed to accommodate myopia-control lenses, ensuring that kids’ eye health is a priority without compromising on style. The correct adjustment of the temples and nose pads plays a crucial role in managing myopia over time, making Hooper Creatr a blend of fashion, function, and long-term eye care.

Available in a variety of shapes, including rectangles, rounds, and geometric designs, and crafted in both plastic and metal fronts, Hooper Creatr offers options for every child’s unique personality and fit.

Peyush Bansal, Founder &CEO of Lenskart, shared his personal connection to the project:

“As a parent, I know how important it is to make eyewear both practical and enjoyable for kids. Hooper Creatr is a project very close to my heart because it’s not just about vision correction—it’s about giving children the opportunity to express themselves through their glasses. We’ve designed Hooper Creatr to grow with kids, ensuring that their frames are not only comfortable today but also supportive of their eye health in the long run as they manage myopia.”

Hooper Creatr is now available across all Lenskart stores in India and online via the Lenskart website.

Established in 2010, Lenskart is a tech-enabled startup that has emerged as India's premier eyewear brand. In just thirteen years, the brand has transformed the eyewear landscape in India with its unique blend of high fashion, value-driven offerings, and an omni-channel business approach. Lenskart currently distributes over 10 million eyewear pairs annually, with an impressive 40 million app downloads. The brand's expansive network encompasses approximately 500 home eye test representatives and 2,000 brick-and-mortar stores spanning India, Singapore, Japan, Thailand, Taiwan, and the Middle East. Renowned for its facial-analysis-driven eyewear recommendations and unparalleled omni-channel customer experience, Lenskart leverages its vertically integrated supply chain technology to deliver quality, fashionable eyewear at highly competitive prices. Achieving an astonishing 60%+ year-on-year growth in 2023, Lenskart is poised for a further expansion of over 50% in 2024.

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Dakshayani, a 4-year-old student shines in NASA’s Space Place Art Challenge

4-year-old Preschooler’s Artwork Inspired by ASTHROS Mission to Antarctica

Dakshayani, a 4-year-old student from the Footprints preschool and daycare chain and provider of early education and childcare services recently participated in NASA's Space Place Art Challenge for August 2024, where she created a captivating painting inspired by the ASTHROS team’s upcoming journey to Antarctica. The ASTHROS team plans to launch a high-altitude balloon equipped with a telescope to study cosmic phenomena, igniting the imaginations of young minds around the world.

In her artwork, Dakshayani brilliantly illustrated the essence of space exploration, blending the mysteries of the cosmos with her unique interpretation of the hot air balloon that will carry ASTHROS's telescope into the stratosphere. Her participation underscores Footprints' commitment to encouraging a nurturing and enriching environment where children can explore, create, and dream big.

Raj Singhal, Co-founder & CEO of Footprints, expressed his pride, saying, "At Footprints, we believe in nurturing curiosity and encouraging young children to think beyond boundaries. Dakshayani’s achievement is a testament to children's creativity and enthusiasm when given the right support and inspiration. Her artwork reflects her love for art and her understanding of space, which we are immensely proud to support."

NASA’s Space Place Art Challenge encourages young artists to engage with space science by submitting original artwork based on a monthly theme inspired by real-world space missions and phenomena. Designed to fuel curiosity and creativity, this interactive challenge invites children to explore the wonders of the cosmos through artistic expression, making complex concepts like space missions, asteroids, and distant galaxies more accessible and exciting for young minds. 

Footprints is a distinguished preschool and daycare chain founded and operated by alumni from prestigious institutions like IIT and IIM. It is dedicated to providing high-quality early education and childcare services. With a deep understanding of the challenges faced by parents in balancing their busy lives with active participation in their child's growth journey, Footprints integrates advanced technology through the Footprints ParentConnect App and is loved by more than 39000 parents.